Credit Portfolio Management and Analytic Solutions

Portfolio Management Associates, a division of Novantas LLC, provides credit policy and analytic support to business, marketing and risk managers in consumer and small business financial services.

The PMA Advantage

Our team oriented professionals are strictly focused on the success and satisfaction of our clients and have a long record of growing client profitability and portfolio quality.  This is why we are the choice for many of the most sophisticated consumer and small business lenders. more

Recent Assignments

Our credit risk consulting work spans the full portfolio life-cycle, including new account acquisition, underwriting, portfolio management and collection. Our assignments are both strategic and tactical and cover a wide-range of issues. more

Our Clients

Advance Restaurant Finance


American Express

AT&T Universal Card


Bank of Hawaii

Barclays Bank

BMW Financial Services



Consumer Portfolio Services

Credit Acceptance Corporation

E*Trade Bank

First National Bank of Omaha

First USA Bank

Fleet Financial Group

Ford Motor Credit

G.E. Capital

Harris Trust and Savings Bank

Hemisphere Bank

Household International


More Clients